At some point during its operation history, almost every small business needs to get a small business loan or business cash advance to operate smoothly. To apply for a business loan from a bank, you will need a great amount of preparation before applying for a loan. You will need to fill out a substantial amount of paperwork including a business plan, cash flow projection report , a personal finance statement, your previous business tax returns, a credit rating report as well as numerous other business reports. Even after applying for a business loan, the chances of approval are slim and you may have to wait a long time to receive the funds (in the event your business loan is approved).

Fortunately, with WMS Merchant Capital Solutions, you can eliminate the tedious process involved with a traditional business loan application and put it into your actual business by applying for a business cash advance, an alternative to a small business loan.

We have a perfect business loan alternative for you. WMS Merchant Capital Solutions has a business cash advance program that can provide your business with a business cash advance against your future merchant services credit card (Visa/MasterCard) sales from your customers.

WMS Merchant Capital Solutions is the #1 provider on the Internet of cash advances to a business against their future credit card (Visa/MasterCard) processing sales.

Our Business cash advance program offers the following advantages against typical small business loans:

· 90% Approval Rate (compared to much smaller approval rate for small business loans)
· Funds typically available in 7 days or less( Small business loans can take months)
· Up to $150,000 per location (the amount we can advance you is based on how much monthly Visa/MasterCard sales you do each month.)
· Depending on your business type, we can typically advance you up to 20% – 30% more than your business’ monthly processing average.
· You are free to use the funds however you choose.
· Receive 1,000 Delta SkyMiles for each $10,000 that you receive from us. 

Cash Advance Program Requirements: to be eligible for our Business cash advance program:

· Your business must process a minimum of $4,000/month in Visa/Mastercard from its customers for at least a period of 2 months 
· You must be current with your landlord (we do perform a landlord verification call)
· You can not have any open bankruptcies in the last 12 months

The funds from the business cash advance program is not a loan (not a typical business loan). It is an advance against Visa and MasterCard merchant account receipts. It is repaid through the merchant account itself.